NEWS

Thursday, September 26, 2024

Saturday, September 21, 2024

FAVOR PROVOKING DECLARATIONS

Father,

Thank you for positioning me for a lifetime of favor through Your daily renewed covenant mercies. Thank you for the Blood of Jesus that has given me access to power and riches.

I declare that through the Blood, the gate of my destiny is permanently opened to favor from all sides and all classes of people. My gates of favor stand open day and night so that men and women may bring me the wealth of nations. I am surrounded, defended, and shielded with God’s favor. My good name is guarded by favor and mercy.

The mantle of favor is resting on my life. By favor, everything the enemy stole has been restored fully and in multiple folds. Lost or missed opportunities, resourceful relationships, profitable partnerships, have ALL been restored by favor. All good opportunities are now aligning in my favor. There is no more clash of prospects. Time and chance are working in my favor.

All destiny helpers that left my life earlier, are now returning to me with the blessings they were meant to deliver. Every package that has my name and identity on it, is speedily delivered on the platform of favor.

My face carries the radiance of God’s light and presence; anyone who sees me is duty-bound through the mystery of favor to help me. The mystery and mantle of favor positions me to be liked, loved, and helped by people whether they know me or not. Strangers go out of their way to be conduits of God’s favor to me.

Like Esther and Nehemiah, seeing me is all that it required for me to be favored and helped. I am favored by people in high places. The grace of visibility is upon me. I have come into my season of divine recognition. This is my season of divine validation. I am favored after the order of Ruth. Favor that breaks human protocols has been activated in my life. I am favored for global Kingdom impact.

In the presence of my destiny helpers, favor eloquently advocates for me before I get to utter a word. I have access to people of influence and affluence. I have been granted effortless and uncompromised access to the heart of kings and nobles, to strange resources, and kingdom wealth by the mantle of favor.

The LORD has exalted me by the mantle of favor; therefore, my gifts, talents, skills, and capacities keep opening new ways for me. My youth is renewed like the eagle’s, and I keep having favor encounters. According to God’s will, I enjoy the favor of divine encounters and angelic visitations after the order of Mary.

I consistently meet people with the keys to godly resources, blessings long kept, and riches stored in secret places. As they see me, the anointing of favor on my life compels them to favor me to a place of advantage, uncommon results, and abundance. I am always at the right place at the right time meeting the right people in the right frame of mind.

From this day forward, I enjoy favor after the order of Joseph and Daniel before all people. I enjoy the favor of mentors, elders, bosses, supervisors, sponsors, my spouse and children, family, friends, colleagues, subordinates.

Because of the oil of favor on my life, even enemies and people who do not like me, are now compelled to be favorably disposed towards me. The accuser of the brethren is unable to influence the soul or mind of anyone against me. I remain favored and marvelously helped. The blood of Jesus speaks favor over my life, so all antagonists must bow.

I enjoy the favor of governments, government officials, security agencies and agents, global institutions, and management of organizations. Every change in governance or management policies in my workplace, state or country of residence works in my favor. The activated mystery of favor in my life is producing mind-boggling results in my business and career. I declare that the Power of God has activated God's abilities within me and my results showcase the God-kind of life.

O earth, hear me as I make this declaration; I have a covenant of peace with you in accordance with the Word of God. Therefore, every profit and resource within you, around you, upon you and beneath you that is apportioned for me, must continue to answer to me. Every one of my destiny helpers upon this earth, must locate me at the set time. Every hostility upon the earth shall not be my portion. Resources locate me from the four corners of this earth.

I am standing upon the earth as a sign of dominion, power, and sovereign control. Therefore, hardship remains under my feet where it belongs. I command situations and circumstances mocking God in my life and destiny to come under my feet. Because Christ is seated, I am seated, far above principalities and powers. I dominate, rule and reign in life.

I continue to grow and increase in favor with God and man. I am abounding and satisfied with the favor of the Lord to inherit my portion in this land. My lot in life locates me without toil or struggle. Favor fights my battles without the use of physical weapons of war. Through God’s favor, I possess my portion in this land and enjoy victory always.

I seal these declarations with the blood of Jesus. I believe and I say AMEN!

Culled from various sources including 45mins of favor provoking prayers by Apostle Joshua Selman. 

Contributors: Aderonke M. F, Funmilola E. O, Adebayo E. M.

Tuesday, September 17, 2024

Saturday, September 14, 2024

Friday, September 6, 2024

Thursday, September 5, 2024

Tuesday, September 3, 2024

SUMMARY ATTEMPT | THE PSYCHOLOGY OF MONEY | MORGAN HOUSEL | CHAPTER TWO

Luck and risk are both the reality that every outcome in life is guided by forces other than individual effort. They are so similar that you can’t believe in one without equally respecting the other. They both happen because the world is too complex to allow 100% of your actions to dictate 100% of your outcomes. They are driven by the same thing: You are one person in a game with seven billion other people and infinite moving parts. The accidental impact of actions outside of your control can be more consequential than the ones you consciously take.

If you give luck and risk their proper respect, you realize that when judging people’s financial success—both your own and others’—it’s never as good or as bad as it seems. Luck and risk are both huge elements of success.

Everything worth pursuing has less than 100% odds of succeeding, and risk is just what happens when you end up on the unfortunate side of that equation. Just as with luck, the story gets too hard, too messy, too complex if we try to pick apart how much of an outcome was a conscious decision versus a risk. When we don’t give risk and luck their proper billing it’s often invisible yet countless fortunes (and failures) owe their outcome to leverage.

The difficulty in identifying what is luck, what is skill, and what is risk is one of the biggest problems we face when trying to learn about the best way to manage money. But two things can point you in a better direction. 

1. Be careful who you praise and admire. 

2. Be careful who you look down upon and wish to avoid becoming.

Realize that not all success is due to hard work, and not all poverty is due to laziness. Keep this in mind when judging people, including yourself. Risk and luck have a great part to play in the outcomes of life . 

Focus less on specific individuals and case studies and more on broad patterns.

Bill Gates once said, “Success is a lousy teacher. It seduces smart people into thinking they can’t lose.” When things are going extremely well, realize it’s not as good as you think. You are not invincible, and if you acknowledge that luck brought you success then you have to believe in luck’s cousin, risk, which can turn your story around just as quickly.

Failure can be a lousy teacher, because it seduces smart people into thinking their decisions were terrible when sometimes they just reflect the unforgiving realities of risk. The trick when dealing with failure is arranging your financial life in a way that a bad investment here and a missed financial goal there won’t wipe you out so you can keep playing until the odds fall in your favor.


Study Group Contributors:
Martina
Phoebe
Deborah
Kemi
Bayor


Chapter 3

Monday, September 2, 2024

SUMMARY ATTEMPT | THE PSYCHOLOGY OF MONEY | MORGAN HOUSEL | CHAPTER ONE

People do some crazy things with money. But no one is crazy.

Studying history makes you feel like you understand something. But until you’ve lived through it and personally felt its consequences, you may not understand it enough to change your behavior.

As investor Michael Batnick says, “some lessons have to be experienced before they can be understood.” We are all victims, in different ways, to that truth.

In theory people should make investment decisions based on their goals and the characteristics of the investment options available to them at the time. But that’s not what people do. The economists found that people’s lifetime investment decisions are heavily anchored to the experiences those investors had in their own generation— especially experiences early in their adult life.

The financial decisions we make most times tends to define how our life turns out to be. However, we can't be determinants of our financial success some times. The economy hits everyone differently but there's always diverse impact that economic recession would have on an individual who had made a wise financial decisions than an individual who has not.

The economists wrote: “Our findings suggest that individual investors’ willingness to bear risk depends on personal history.”

Every decision people make with money is justified by taking the information they have at the moment and plugging it into their unique mental model of how the world works.

Few people make financial decisions purely with a spreadsheet. They make them at the dinner table, or in a company meeting. Places where personal history, your own unique view of the world, ego, pride, marketing, and odd incentives are scrambled together into a narrative that works for you. Your experiences often influence your perspective and decision with money .

Everyone talks about retirement, but apparently very few do anything about it. It should surprise no one that many of us are bad at saving and investing for retirement. We’re not crazy. We’re all just newbies.

We all do crazy stuff with money, because we’re all relatively new to this game and what looks crazy to you might make sense to me. But no one is crazy—we all make decisions based on our own unique experiences that seem to make sense to us in a given moment.

People's experiences, influence and impact their view on money. And when that’s the case, a view about money that one group of people thinks is outrageous can make perfect sense to another. Therefore , it's wise to respect people's opinion about their personal financial decisions. 


Study Group Contributors:
Phoebe
Martina
Kemi
Deborah
Bayor



Sunday, September 1, 2024

SUMMARY ATTEMPT | THE PSYCHOLOGY OF MONEY | MORGAN HOUSEL | INTRODUCTION

Two topics impact everyone, whether you are interested in them or not: health and money.

Success is not based on how much wealth you are able to amass, but how many lives you are able to impact positively.

Money responds more to your behavior than your knowledge or expectations.

Financial success depends more on how you behave than what you know. Sciences and mathematics are guided by laws, but finance (money) is guided by human behavior.

Making money and keeping it has very little to do with financial knowledge but very much to do with financial behavior. Financial success is not rocket-science. It's a soft skill where behavior with money plays a critical role.

A genius who loses control of their emotions can be a financial disaster. The opposite is also true. Ordinary folks with no financial education can be wealthy if they have a handful of behavioral skills that have nothing to do with formal measures of intelligence.

“History never repeats itself; man always does.” – Voltaire. This applies so well to how we behave with money.

Money is everywhere, it affects all of us and confuses most of us. Everyone thinks about it a little differently. It offers lessons on things that apply to many areas of life, like risk, confidence, and happiness. Few topics offer a more powerful magnifying glass that helps explain why people behave the way they do than money. It is one of the greatest shows on Earth.


Study Group Contributors:
Phoebe
Gbenga
Martina
Deborah
Bayor